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Francis J. Underwood is a fictional character and the protagonist of the American adaptation of House of Cards, portrayed by Kevin Spacey. He is depicted as a ruthless politician who rises from House Majority Whip to President of the United States through treachery, deception, and murder. He is based on Francis Urquhart, the protagonist of the British novel and television series House of Cards, from which the American Netflix series is drawn. He is married to Claire Underwood (Robin Wright), but also had a sexual relationship with Zoe Barnes (Kate Mara) in season 1. He made his first appearance in the series pilot episode, "Chapter 1".

Underwood is from Gaffney, South Carolina. He graduated from The Sentinel (a fictionalized version of The Citadel, The Military College of South Carolina) in 1981 and, subsequently, Harvard Law School in 1984. Some of Underwood's dialogue throughout the series is presented in a direct address to the audience, a narrative technique that breaks the fourth wall. The character speaks with a Southern accent. During season 1, he is the Democratic Majority Whip in the United States House of Representatives. In season 2, he is the newly appointed Vice President of the United States, before becoming President of the United States in the season finale.

Underwood has been described as conniving, Machiavellian, sociopathic, and a symbol of political corruption. Throughout the series, he manipulates and destroys several people, including those he calls friends, for his own ends. Among other crimes, he personally commits murder twice, signs off on another murder committed by a subordinate, orders the deaths of two former employees, critically injures a member of his cabinet to prevent her from testifying against him, and indirectly allows the murder of a civilian for political ends.

Spacey has received positive reviews for his portrayal of Frank Underwood, but the character itself has been criticized for its repetitive nature and one-dimensionality. Spacey was one of the first three actors playing leading roles in web-television series to be nominated for Primetime Emmy Awards at the 65th Primetime Emmy Awards. Spacey has also been nominated for two Golden Globe Awards, winning one, and five Screen Actors Guild Awards, including two cast nominations and two wins, for his performance.

In a teaser trailer for the sixth season of House of Cards, it is shown that Underwood died in 2017 and is now buried next to his father in South Carolina. The series finale reveals that his right-hand man, Doug Stamper (Michael Kelly), poisoned him to stop him from killing Claire.

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